(Via Friday Five and Blown Fuse)

[Disclaimer = $1 million after taxes -- which approx. is about $600,000, maybe less than that -- can go a long way with me. It's all about investing and not about the "bling-bling." It's not about living beyond your means, it's about living comfortably. It's about being money smart.]

You have just won one million dollars:

1. Who do you call first?

Nobody. No one needs to know I just got paid. I might call my brother.

2. What is the first thing you buy for yourself?

Well, after taxes, I'm probably holding like $600,000. Not bad, I can live off of that. So I would buy me a new house, then a nice black SUV, rolling on 24s with a nice stereo system.

3. What is the first thing you buy for someone else?

I would buy my mom a house. I would break my brother off with some scrilla -- just enough for him to buy a house and live comfortably.

4. Do you give any away? If yes, to whom?

Ah, no. I might give a little cash to the Salvation Army.

5. Do you invest any? If so, how?

Most definitely I would invest. After all of my spending and cash-giving, I would be left with about $200,000. So, I would invest $150,000 in stocks, savings and IRAs -- stuff that would accumulate interest and are tax-exempt. Also, I would still keep my job. With all of my money secure, I'll just live comfortably. On occasion, I might "bling-bling" and party. The goal here is to live comfortably. I don't need to bling-bling just because I got a little bit of dough.

Holla!